How do I know if a hailstorm damaged my roof?

Hail damage is often difficult to identify from the ground. Common signs include bruised shingles, granule loss, damaged flashing, dented gutters, cracked shingles, and roof leaks. A professional roof inspection is the best way to determine whether your roof has storm damage.

Should I trust a roofing company that knocks on my door after a storm?

Homeowners should always perform their own research before hiring a roofing contractor after a storm. Verify the company's reputation, years in business, insurance coverage, local references, online reviews, and completed projects before signing any agreement.

Will homeowners insurance pay for a roof replacement?

Many homeowners insurance policies may cover roof replacement when damage is caused by a covered event such as hail or wind. Coverage depends on the policy, roof condition, deductible, and findings from the insurance inspection.

What happens during a roof insurance claim?

The roof insurance claim process usually begins with a professional roof inspection. If storm damage is found, the homeowner files a claim with the insurance carrier. An adjuster then inspects the property and determines whether repairs or replacement are covered under the policy.

How long does a roof insurance claim take?

Most roof insurance claims take anywhere from several weeks to a few months depending on the insurance carrier, the complexity of the claim, adjuster availability, documentation, and contractor scheduling.

Why choose a local roofing company instead of a storm chaser?

A local roofing company has an established reputation in the community, can provide nearby references, and remains available after the project is completed to support warranties, service needs, and future roof questions. Storm chasers may not have the same long-term local presence.

Can hail damage cause roof leaks months later?

Yes. A roof may not leak immediately after a hailstorm, but hail impacts can weaken shingles and roofing components over time. If left unaddressed, storm damage may eventually lead to water intrusion, roof leaks, mold growth, and more expensive repairs.

What roofing materials were selected for Henry L.'s home?

Henry L. selected CertainTeed Landmark architectural shingles paired with black metal drip edge. This combination created a durable roofing system with clean finishing details and improved curb appeal for his Cary home.

Cary NC Homeowner Avoids a Storm Chaser and Secures Insurance Approval for a New Roof

A Cary Homeowner’s Needed A New Roof – A Second Opinion Paid Off

When a hailstorm moved through Cary NC on July 8, man y homeowners found themselves dealing with potential roof damage and an increase in roofing contractors knocking on doors.

One homeowner in Cary’s Lochmere neighborhood, Henry L., experienced exactly that.

Shortly after the storm, a roofing contractor visited Henry’s home, inspected the roof, and immediately began discussing an insurance claim. At first, everything seemed straightforward. However, after researching the company, Henry became concerned when he discovered the contractor had only recently opened for business.

Rather than moving forward with uncertainty, Henry decided to take a step back and seek a second opinion.

Why Researching Roofing Contractors Matters After a Storm

Severe weather often attracts roofing companies looking to capitalize on storm damage. While many contractors perform quality work, homeowners should always take time to verify who they are hiring before signing any agreement.

Before choosing a roofing company, homeowners should:

Verify how long the company has been serving the local area
Read online reviews and customer testimonials
Confirm licensing and insurance coverage
Ask for references from nearby homeowners
Review completed roofing projects in the neighborhood
Verify experience with insurance claims

For Henry, the next step was simple: ask his neighbors who they trusted.

Neighbor Recommendations Led Henry to Artisan Quality Roofing

After speaking with several neighbors in Lochmere, Henry repeatedly heard the same recommendation: Artisan Quality Roofing.

The referrals carried extra weight because Henry had already noticed one roof in the neighborhood that stood out from the rest.

The home across the street had recently received a roof replacement from Artisan Quality Roofing, and Henry immediately noticed the difference.

Compared to other recently installed roofs nearby, the craftsmanship, clean lines, and overall appearance stood out.

What Made the Roof Stand Out?

A roof replacement is about more than simply replacing shingles. Details matter.

Henry was especially impressed by:

Black metal drip edge
Premium CertainTeed Landmark® shingles
Clean installation details
Enhanced curb appeal
Professional craftsmanship

These details gave him confidence that Artisan Quality Roofing would deliver the quality he was looking for.

Navigating the Roof Insurance Claim Process

After inspecting the roof, the Artisan Quality Roofing team reviewed the storm damage with Henry and explained the insurance process step-by-step.

The team met directly with the insurance adjuster, documented the storm damage, and helped ensure the roof received a thorough evaluation.

The result was a successful claim approval.

Today, Henry is moving forward with a full roof replacement while paying only his deductible.

Homeowners dealing with hail or wind damage often benefit from working with a contractor who understands both roofing systems and the insurance claim process.

Learn more about our insurance claims assistance services.